Products

Deposit Accounts:

Share Accounts (Savings)
Minimum Balance $25.00
  • Dividend paid semi-annualy.
  • Dividend paid on 12/31/07 - 1.03% APY 1.04% (does not imply or guarantee future rate/yield)
  • $2.00 membership fee required.
  • $2.00 monthly fee if balance falls below $25.00.
 
Share Draft Accounts (Checking)
Minimum Balance $300.00
  • 0.25% Interest paid on balance over $300.00. (APY 0.26%)
  • $3.00 monthly maintenance fee if balance falls below $300.00
  • No per check fees
  • Basic Share Draft Accounts are available.
 
Holiday Club
  • Minimum of $ 10.00 and multiples thereof, runs for 52 weeks. Start on Nov. 1 and ends on Oct. 31 of next year.
  • Dividend of 1.00%, ( APY 1.00% ) payable on completion.
 
Certificate of Deposit
Minimum Balance $1000.00

1, 2 and 3 years maturity available.

  • CD Rate for 1 year 2.62%    APY 2.65%
  •                   2 year 2.71%    APY 2.74%
  •                   3 year 2.80%    APY 2.84%
 
Individual Retirement Accounts
Minimum Balance $1000.00
  • 1, 2 and 3 years maturity available.
 
Other Services
  • Payroll Deduction
  • Direct Deposit
  • Money Orders
  • ATM Cards Debit Cards are available for your convenience.
  • Mortgages are available through CUC Mortgage
 
LOANS:
 
New Auto
  • 100% financing
  • 1-3 Years   4.95% APR
  • 4 Years   5.25% APR
  • 5 Years   5.50% APR
  • 6 Years    5.95% APR
  • 7 Years    6.25% APR
 
Used Auto
  • Loan Value NADA Book
  • 1 to 3 Years    5.75% APR
  • 4 Years     6.00% APR
  • 5 years     6.25% APR
 
Personal Loans
  • For any worthwhile purpose
  • 1 to 4 Years    11.50% APR
           5 Years    12.50% APR
 
Holiday/Vacation Loans
  • 1 to 2 Years    9.90% APR
 
Home Improvement Loans
  • 1 to 5 Years    10.25% APR
Rates are subject to change without notice. Please call credit union to verify the current rates. Rates quoted, apply to qualified borrowers. Loans paid by payroll deduction, are charged 1/4% less on quoted rates.
Last updated 2/12/08.
 
 
 
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